The hole

Ooops…2226,525 uninsured Missourians make too little to qualify for reduced price health insurance through the exchanges which are set to open on October 1.

The Affordable Care Act was designed to provide every American the opportunity to have health insurance but in Missouri you’re in trouble if you are under age 65 and earn below the poverty line of $11,490 for an individual and $15,510 for a couple.  People falling into these earnings categories do not qualify for governmental subsidies to decrease the cost of insurance.

The subsidies available through the exchanges are designed to make private insurance more affordable for people who, do not have an employer sponsored option, and make between the povoerty level and four times that amount.  Under the Affordable Care Act, those making less than 138 percent of poverty, or $32,500 for a family of four, were supposed to be covered by an expansion of Medicaid.  The US Supreme Court ruled that Medicaid expansion was optional for states and 26 states, including Missouri, chose not to expand Medicaid.  The result is a bunch of people without coverage now will remain uncovered even when the exchanges are up and running.

In Missouri if you make 140% of the poverty line you’ll get a subsidy and insurance will be affordable but if you make 85% of the poverty line all you’ll get is the shaft.

About Craig Thompson

I am a young professional with two great sons, and I work in the healthcare setting. I am employed in hospital administration and serve as Chief Operating Officer at Golden Valley Memorial Healthcare in Clinton, Missouri. These are challenging and exciting times in healthcare and my blog will focus on healthcare, raising boys or being raised by boys, and living in mid America.
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